• Home
  • Get a Quote
  • Customer Service
  • File a Claim
  • Make a Payment
  • About Us
  • Contact Us
  • Refer a Friend
  • Blog
  • Location Map
  • Privacy Policy
Call Us Call Us, We Can Help! (847) 430-3342
Home
  • Main Menu
    • Home Page
    • Get a Quote
    • Make a Payment
    • Customer Service Center
    • Refer a Friend
    • Secure Area
    • Blog
    • Download Forms
  • Personal Insurance
    • AAA Auto Club Membership
    • Auto
    • Homeowners
    • Condominium
    • Renters
    • Motorcycle
    • Flood
    • Recreational Vehicle
    • Umbrella
    • Watercraft & Boat
  • Business Insurance
    • Business Home Page
    • Apartment Buildings
    • Contractors
    • Food Trucks
    • Restaurant
    • Real Estate
    • Worker's Compensation
    • Professional Liability
  • Life & Health
    • Life
    • Annuities
    • Individual Health
    • Medicare
    • Employee Benefits
  • Claims Center
  • Resources
    • Helpful Resources
    • Join Our Newsletter
    • Insurance Glossary
    • Search Page
    • Important Links
    • Make A Payment
  • About Us
    • About Us
    • Our Companies
    • Contact Us
    • Location Map
    • Testimonials
    • Privacy Policy
Auto Insurance AUTO Read More
Homeowners Insurance HOME Read More
Health Insurance HEALTH Read More
Business Insurance BUSINESS Read More
Life Insurance LIFE Read More
Other Insurance OTHER Read More
Home > Renters Insurance

Renters Insurance


Renters Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Renters Quote Form

Renters Insurance Information

With renters insurance, you will be able to replace what is damaged or stolen.

Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.

However, renters insurance does not cover floods, earthquakes or routine wear and tear. You can, however, buy separate policies for flood and earthquake damage.

If you are forced out of your home because of a disaster your additional living expenses will be covered.

Renters insurance pays the reasonable additional costs of temporarily living away from your home if you can't live in it due to a fire, severe storm or other insured disaster. It covers hotel bills, temporary rentals, restaurant meals and other living expenses incurred while your home is being rebuilt. Coverage for additional living expenses differs from company to company.

Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet and pays legal defense costs if you are taken to court.

Decide How Much Insurance You Need.

Add up the cost of everything you would want to replace if it were damaged or stolen. This could also serve as the basis for an inventory that will make filing a claim easier. For an inventory, also record model numbers, dates and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in safe place away form your home.

If you rent an apartment or house you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.

Got questions about renters insurance?  Please call us at 847-430-3342 or email us.

Facebook
LinkedIn
Google+
RSS

Resources

Home About Us Get a Quote Customer Service Blog Newsletter File A Claim Make A Payment

Contact Us

icon
  • 7940 West Oakton Street
  • Niles, IL 60714
  • Phone: 847-430-3342
  • Fax: 847-430-3328
© Copyright. All rights reserved.
Powered by Insurance Website Builder